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Short Term & Long Term Disability

By Mark Cichocki, R.N., About.com

Created: July 04, 2006

About.com Health's Disease and Condition content is reviewed by the Medical Review Board

Eligibility Requirement:

  • Unable to work as certified by a physician.
  • Employee pays into the program through the employer.

Financial Eligibility:

None

Benefit Amounts:

  • Benefit amounts vary.
  • Benefit is a percent of an employees salary after a 3-6 month waiting period.
  • Integrated plan offers other payment systems.

Payment Intervals:

Once per month

Duration of Coverage:

The duration varies but it is usually to the age of 65.

How to Apply:

Call your employer's benefits office.
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